Plan for tomorrow today.
Plan for tomorrow today.
Grid Origination Services, Inc., delivers
effective solutions
with a combination of a unique delivery model,
mortgage domain expertise, market knowledge and customer focus that provides our clients with
superior support and service.
•Grid is a Business Process Outsource firm located in Raleigh, NC
•National footprint servicing banks and mortgage lenders
•Provides mortgage operations solutions that assist brokers, bankers, and lenders
•Entirely domestic based business support model gives unique insight into market needs
We use proven finance strategies designed to meet your risk tolerance and stand up against market volatility. And you can count on unbiased recommendations and impartial guidance based directly on your needs and goals.
Highly qualified seasoned mortgage professionals include staff processors, underwriters and closers
•Data entry •Document collection •File underwriting •Complete closing services •Post closing audits •Trailing document management •Direct investor shipping •Quality control audits
Loan Setup
•File pre-audit •Data entry •3rd party service requests •Re-disclosures, as necessary
Loan Underwriting
•File review •Underwrite to investor guidelines
including risk overlays •Review and clear conditions •Decision the file and sign off on final stipulations
Loan Closing
•Schedule closing •Get final approval from client to close •Prepare closing instructions •Review settlement statement for accuracy •Send documents to attorney •Submit wire request •Verify closing/funding •Receive executed and recorded package
Post Closing / Shipping
•Audit file for documents and signatures •Put in correct stacking order •Collect any trailing documents •Ship file to client for review or to investor •Clear any funding deficiencies
Quality Control
•Review compliance documents for accuracy. •Review credit package •Request and review 3rd party services •Create and provide comprehensive report documenting all compliance and credit errors.
By choosing us as your partner, you…
•Are able to access any piece or an entire custom solution to meet your needs •Have flexibility to your front end sales functions which allows you to concentrate on your customers’ needs •Maintain turn times where you want them with the availability of short-term engagements •Avoid using a vendor’s loan origination system, as Grid’s resources are trained to use your system – providing full transparency
•Avoid the tremendous expense and reputational risk associated with fluctuations in headcount
•Enjoy a modest and predictable cost to originate.
•Meet your requirements while avoiding full-time staff expenses and training
•Tip the economies of scale in your favor when Grid augments staff to your dedicated team as needed
•Receive top-level customer service, as customer service is our foremost mission
We use proven finance strategies designed to meet your risk tolerance and stand up against market volatility. And you can count on unbiased recommendations and impartial guidance based directly on your needs and goals.
Every successful financial strategy starts with an excellent client relationship. Our mission and values include exceeding our client’s every expectation. Call us today to find out how we can suggest long- and short-term strategies that will help you!
Paul Hindman has been with Grid Financial Services since 2010 and with Grid Origination Services since 2014. He is a Referral Business Development Partner for Default Services. He leads all business development and coordinates client relationships, financial services support, M&A support, and recruiting and consulting. He manages all his
Paul Hindman has been with Grid Financial Services since 2010 and with Grid Origination Services since 2014. He is a Referral Business Development Partner for Default Services. He leads all business development and coordinates client relationships, financial services support, M&A support, and recruiting and consulting. He manages all his partnerships through Grid Origination Services.
Financial Services and Support:
• Financial Services Consulting
• Mortgage Marketing - Connecting Brands to Consumers
• Financial Services Executive Recruiting/Coaching
• Mergers and Acquisitions - Due Diligence
• Whole Loan/MSR Purchase and Sales – Purchase Loan Reviews and Compliance
• Business Development for Referral Partnerships
• Mortgag
Financial Services and Support:
• Financial Services Consulting
• Mortgage Marketing - Connecting Brands to Consumers
• Financial Services Executive Recruiting/Coaching
• Mergers and Acquisitions - Due Diligence
• Whole Loan/MSR Purchase and Sales – Purchase Loan Reviews and Compliance
• Business Development for Referral Partnerships
• Mortgage Operations Fulfillment Support - Capacity Modeling and Analytics
• Compensation Surveys
Contact:
919.803.1665
Mr. Hindman spent more than 20 years in finance and accounting management, working with Signet Bank (Wells Fargo), First Nationwide Mortgage Corp (Citigroup), JPMorgan Chase, and Aurora Loan Services, a Lehman Brothers Company.
"Grid has the ability to underwrite to the standard of quality we expect from our own employees which included a significant number of overlays. Grid was able to ramp up quickly when our business required it and helped us capture significant market opportunities while maintaining quality standards."
-National Underwriting Manager, Top Ten National Bank
"Grid has been an integral business partner of our bank for the last several years. Through our relationship with Grid, we have significantly improved our operational efficiencies by reducing fixed costs. Their experience, knowledge and dedication to customer service plays a major role for our bank to effectively compete in the marketplace. We consider them a valuable resource to our team."
-EVP Mortgage Banking, South Carolina community bank
"Grid provides a great solution to the industry need for underwriting efficiency, consistency, and scalability. In addition, their entire staff is courteous and conscientious and sincerely want to help close loans.“
-President, Virginia mortgage lender
"By outsourcing our processing and closing functions to Grid, we have been able to focus on our core competencies of origination and sales. The cost-effectiveness and scalability of your services allows us to increase our production at a rate that would have been impossible with the traditional internal employee structure. Grid has delivered as promised, allowing us to achieve record production."
-EVP, Tennessee community Bank
"I was concerned that we would lose control of our pipeline by outsourcing our underwriting, but I found the opposite to be true. We are able to better manage our pipeline by using Grid’s underwriting fulfillment services. Our Grid underwriter quickly became part of our team; she is a good common-sense underwriter that provides fast turn-times with thorough and accurately underwritten loans."
-SVP, #1 North Carolina Community Bank
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NMLS #1375394. NMLS Consumer Access Site: http://nmlsconsumeraccess.org * Authorized to conduct business per North Carolina regulator.